Bank of Baroda



Make your dream come true with Bank of Baroda Home Loan. Whether you are buying an apartment, building a house, or renovating your home, we have the right home loan for you. Apply online for your Bank of Baroda Home Loan today!

Bank of Baroda offers a variety of loans to meet your various needs. Whether you need a home, a child’s education, our unique and special needs loans will enable you to make your dreams come true.

  • Rate of Interest:

Interest Starting from 6.50%

Up to Rs. 75 lakhs: ROI as applicable to regular home loan
Above Rs. 75 lakhs: 0.25% + ROI as applicable on regular home loan.

Baroda Home Loan Advantage:

Bank of Baroda invites you to become the proud owner of your own home and offers easy home loan with many facilities that suit your budget. Under the Baroda Home Loan Advantage, the sanctioned home loan will be linked to a savings bank account.

Any credit available at the end of the day in the linked savings account will be counted for the credit in the linked home loan account. As a result, the borrower will have the benefit of reducing the amount of interest in the home loan account up to the limit of daily outstanding credit balance in the savings account. To get maximum benefit from the interest on the home loan account, the borrower will have the option to deposit all his savings in a linked savings bank account. The borrower will send the same monthly installments (EMIs) to the linked savings bank account.











Baroda Home Loan

Interested home owners can use Bank of Baroda home loan for various purposes. You can buy a plot, buy a flat, build your own house or extend your existing residence.

  • Loan Amount: 5 crores to  10 crores.
  • Maximum Tenure: 30 years


Baroda Home Loan Advantage

Under the scheme, the borrower has the option to deposit all his savings in the linked SB account to get maximum benefit of interest in the home loan account.

  • Loan Amount: Rs. 10 crores
  • Maximum Tenure: 30 years


Baroda Home Loan Takeover Scheme

Change your current home loan to Bank of Baroda. If you have an existing home loan from another bank and request for a takeover, we offer a number of special benefits, such as lower interest rates and processing fees.

  • Loan Amount: Rs. 1 crores to Rs. 10 crores
  • Maximum Tenure: 30 years


Baroda Pre-Approved Home Loan

The prospective applicant for a home loan provides in-principle approval for a pre-approved home loan home loan before identifying a specific house, flat or plot.

  • Loan Amount: Rs 1 crores to Rs. 10 crores
  • Maximum Tenure: 30 years

Pradhan Mantri Awas Yojana

The Pradhan Mantri Awas Yojana (PMAY) is a central government scheme aimed at providing “housing for all” in urban areas by 2022. The PMAY mission provides central assistance in providing housing to all eligible families in different states and territories. Looking for a home loan? The PMAY credit-link subsidy scheme increases the benefits of affordable housing in the PMAY scheme. The classification under PMAY scheme is based on annual income and house size. Apply now and see your PMAY eligibility! Read the details of PMAY scheme below to know more.

  • Loan Amount: Rs. 1 crores to Rs. 10 crores
  • Maximum Tenure: 30 years




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